Lay-by is available on purchases of $50 or more.
Lay-by is not available on clearance and discontinued products, prepaid cards and vouchers, chemicals (eg. chlorine), garden and plant products, perishable items and where specifically stated in store and in promotional materials.*
A $5 non-refundable service fee will be charged for each new Lay-by.
A minimum deposit of 10%** is required for each new Lay-by.
Lay-by is available on a 10 week** term and must be paid in full and collected by the finalisation date printed on the receipt.
Minimum fortnightly payments of $5 are required. Payments may be made at the Service Desk or manned registers in any BIG W store. The last payment must be made at the store where your Lay-by was set up.
Lay-bys may be cancelled at any time during the term. Failure to make payments when they are due or collect Lay-bys by the due date will be treated as cancellation of the Lay-by by the customer. In these instances, the customer will be entitled to a refund of the monies paid, less a termination fee of $12. This is in addition to the $5 Lay-by service fee already paid.
Lay-by contents cannot be modified.
The Lay-by must be paid in full before goods can be taken.
Photo identification is required when changing contact details, requesting a replacement Lay-by receipt or cancelling or finalising a Lay-by.
* Lay-by terms and conditions may be varied for specific events and promotions.
** Pensioners are entitled to a 5% deposit and 12 week term.
You can set up your Lay-by in most BIG W stores, excluding: Box Hill (VIC), QV Melbourne (VIC), Macarthur (QLD), Canberra Airport (ACT), Karrinyup (WA).
An in store Lay-by requires a 10% deposit (5% for pensioners) and there is a non-refundable $5 service fee.
To establish your Lay-by, a 10% deposit (5% for pensioners) and a $5 non-refundable service fee is required. Payments are then to be made in instalments of at least $5 per fortnight.
Payments may be made at the Service Desk or manned registers in any BIG W store. The last payment must be made at the store where your Lay-by was set up. Payments cannot be made using ‘buy now, pay later’ services like Afterpay.
Yes, you can pay for your Lay-by in any BIG W store, however your final payment must be made in the store it was created.
If you don't make the required payments, please call the store you placed your Lay-by at and we will attempt to accommodate your needs as best we can. Otherwise, we reserve the right to cancel your Lay-by and charge a $12 cancellation fee.
It's your responsibility to make the regular Lay-by repayments and collect your purchases by the due date. Failure to make payments when they are due or collect Lay-bys by the due date will be treated as cancellation of the Lay-by.
If your Lay-by is cancelled, you will be entitled to a refund of the amount you have paid, less a termination fee of $12 (which is in addition to the $5 non-refundable service fee).
No, you can’t add or change items to an existing Lay-by order. You can amend contact details in store, provided you present photo identification.
Your order can be collected once you've paid the balance of your Lay-by. Photo identification is required when collecting your order.
Yes, you can cancel your Lay-by any time during the term, and will be entitled to a refund of the amount you have paid, less a termination fee of $12 (which is in addition to the $5 non-refundable service fee). Cancellations must be made at the store where the Lay-by was set up. You will need to have photo identification with you to cancel a Lay-by. Refunds for Lay-by payments will be made using the original payment method only.
Yes, your 10% deposit is refundable, however the $5 service fee is non-refundable and a $12 cancellation fee applies.
There is no limit to the number of Lay-bys you can create but you will be required to pay the non-refundable $5 fee for each new Lay-by.
Unfortunately you can’t add items to an existing Lay-by order, and would need to set up another Lay-by order for additional items.
We will endeavour to give you as much notice as possible and provide alternatives to help you finalise and collect your Lay-by order.
Yes you can collect Everyday Rewards points on Lay-bys excluding Lay-by fees. However you cannot enjoy your Everyday Reward Dollars on Lay-bys.
We are pleased to offer pensioners a reduced deposit of 5% (instead of 10%) and an additional two weeks to finalise their Lay-bys. These pensioner offers are only available instore. All customers are required to pay a non-refundable $5 service fee.